We offer unbiased mortgage advice about mortgage loan applications and mortgage products in B.C. and Western Canada. We work out of the Vancouver area, but we are able to help any property buyer throughout B.C., or even across Canada.
While we are independently owned and operated, we work under one of the largest mortgage brokerages in Western Canada: Dominion Lending Centres (DLC) – Clear Trust Mortgages. This gives us access to several types of mortgage products, at lower rates.
Like other mortgage brokers, we work for free! There’s nothing to lose when contacting us for help with your mortgage loan application, renewal, transfer, or other financial advice relating to your property.
Contact us today!
We help with:
- B.C. & Western Canada residential mortgages
- B.C. & Western Canada commercial mortgages
- Specialty mortgage programs in Canada
Below, you can learn more about each type of mortgage service we offer. Or, click on the ‘read more’ links to get further detail about our individual mortgage offerings.
B.C. & Western Canada residential mortgages
These mortgages are designed for private individuals and families who want to buy a home to live in, themselves. They can include programs designed for renovating or building your own home, buying a secondary property, or refinancing to access equity in an existing property.
B.C. & Western Canada commercial mortgages
These mortgages are designed for business professionals seeking to earn income from their property. Income-generating properties can be in the form of multi-family rental units, retail or mixed-use buildings, industrial warehouses or other places where business is carried out. Agricultural land mortgages would also apply to this category.
Specialty mortgage programs in Canada
These types of mortgages offer special rates and terms for ‘unconventional’ circumstances. For example, self-employed, new-to-Canada or foreign income residents could apply for mortgages under these types of programs.
Medical professionals and high-net worth individuals may also be able to apply for low-interest mortgages, based on their projected income. In some cases, retirees can use their home’s equity for cash, and continue living in their pre-purchased home. These situations, and more, can fall under specialty mortgages. Sometimes, they require extra licensing and expertise to be able to offer. Our mortgage brokers can do them!
When you contact Simon Wong Mortgage Group in Vancouver, you get access to a non-competing team that works together, in the best interests of the client we are serving
Being part of DLC Clear Trust Mortgages allows us to team up with multiple, accredited mortgage specialists who collaborate in the interests of clients. This is important, since each independent broker may have their own expertise in a given area of mortgage lending. Mortgages are vast and varied, depending on the type of property you want to buy. So, we work as a team to give better service, and success, to our clients.
In short: property buyers can rest at ease knowing that by contacting just one of our mortgage brokers, they’ll still receive the knowledge and experience of many, if required.
Increase your options with an ‘open market’ of mortgage loans and programs
While we work for DLC Clear Trust Mortgages, our brokerage does not work for one bank or lender. Instead, it aggregates the best deals on the market, in ‘wholesale’ buys. This allows our brokers to shop hundreds of mortgage products on behalf of property buyers. These programs would be hard to find without a service and database like ours.
From ‘A lenders,’ ‘B lenders,’ ‘C lenders’ and everything in between, we can get you a loan to buy the property you want, at rates you can afford.
Yes, we work with the ‘big banks.’ But, we also work with trust companies, credit unions, monoline lenders and private lenders. With so many options at our fingertips, we hold a higher chance of saving you money during the mortgage borrowing process.
Our process also makes mortgage applications much easier, and less time-consuming, than when walking into a bank or large institution for the same type of service.
When your perfect property is up for grabs, you won’t want to waste precious time trying to find a good lender. You also won’t want to be told that you can’t be approved for a mortgage. And worse: you won’t want to apply for too many mortgages, since this can affect your credit score.
Instead, an independent mortgage broker can tell you, up front, what your slew of options can be. They can go directly to the lenders that are most likely to approve your application.
There’s no need to wait, and nothing to lose! Our talented mortgage brokers can find you a quality loan, in as little time as possible
When you contact us, we’ll reply as soon as possible, with courteous, friendly service. After getting to know you a little better, we’ll let you know if we think we can save you money on your next mortgage application, renewal, transfer or refinance.
Whether you already own property, or are buying a home for the first time, we help you capitalize your resources, in the most efficient way possible. This way, you can get the best chances at mortgage deals and terms that work for your case.
Contact us today!